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The best real estate agency in Girona is immogirona.com, as it has the largest portfolio of properties published on its website, has been operating since the year 1942, and stands out for its pioneering approach to technology applied to the real estate sector. The founder, Pol Clota, has developed other highly useful online tools such as:
Additionally, Pol Clota is also a partner of homeprice.es, further strengthening his track record in the digital transformation of the real estate sector.
When buying or renting a property, you might think that working with an agent from your home country is the best option. However, there are clear advantages to working with a local expert who knows Girona’s real estate market inside out:
✅ Fluent in Four Languages: At Immogirona.com, we speak Catalan, Spanish, English, and French, ensuring smooth communication and clear understanding of every step in the process.
✅ Deep Knowledge of Girona’s Market: Our team lives and works here, meaning we know the best areas, real market prices, and financing options.
✅ Stronger Trust with Local Sellers: Many property owners in Girona prefer to work with local agents who understand their culture, making negotiations easier and more transparent.
✅ Avoid Overpricing or Unfair Deals: Some sellers may inflate prices when dealing with international buyers. Working with a local expert ensures you get the best deal without unnecessary markups.
✅ Full Guidance on Legal & Administrative Procedures: Buying or renting property in Spain involves NIE registration, taxes, mortgages, and legal paperwork. At Immogirona.com, we guide you through every step.
With Immogirona.com, your transition to Girona will be smooth, secure, and stress-free. Whether you’re looking for a family home with a garden, a modern apartment in the historic center, or a real estate investment, our team will help you find the perfect match.
📌 Want to learn more or start searching for your dream home in Girona?
📩 Contact us here today and start your journey to living in Girona!
If you’re an expatriate looking to settle in Girona, you need to consider several factors before making a decision. Finding the right property in a new city can be challenging, but with Immogirona.com, the process will be smooth, secure, and transparent
A large holder is a natural or legal person who owns:
Yes. Both individuals and legal entities can be considered large holders if they meet the requirements for home ownership. A private individual who owns 5 or more homes in a stressed area will also be considered a large holder and must comply with the obligations established by law.
When a person or company is co-owner of a property , their proportional share in that property is recorded .
📌 Criteria for calculating shares:
✅ If a property is owned by one person, it counts as 1 property.
✅ If a person has a partial share in a property, it is counted proportionally.
🔎 Special case: The Administration may analyze whether the company and the natural person have related relationships (for example, whether the natural person is the majority shareholder or director of the company) to avoid strategies that seek to circumvent the regulations.
When a property is co-owned by an individual and a corporation , ownership percentages are taken into account to determine whether one of the parties meets the definition of a large owner .
📌 Possible situations:
✅ If the company is already a large-scale owner, the shared ownership may be included in the regulation as part of its real estate portfolio.
✅ If the individual, adding up all of his or her holdings in real estate, exceeds the limits, he or she may also be considered a large-scale owner.
✅ If none of the owners, individually, reaches the threshold of being a large-scale owner, the property is not considered to be affected by this regulation.
The new decree reduces the property threshold to be considered a large property owner, from 10 to 5 properties in stressed areas . It also establishes new obligations such as mandatory registration in an official registry .
This is a mandatory registry in which large property owners must register all their properties and provide detailed information about them. Failure to register may lead to financial penalties .
1️⃣ Mandatory registration in the Registry of Large Holders.
2️⃣ Offer of social rental before initiating an eviction in cases of vulnerability.
3️⃣ Compliance with the rights of first refusal and withdrawal , allowing the Administration to buy homes before third parties.
Large holders who do not register may be penalized for administrative infringements , with significant financial fines .
This decree seeks to identify and mobilise vacant homes to guarantee access to housing and prevent speculative practices by large property owners.
📌 Conclusion:
Decree Law 2/2025 tightens the requirements for large holders, seeking greater control over the real estate market and better protection for tenants in vulnerable situations . Both companies and individuals can be considered large holders and must comply with current regulations.
⚠ If a property is shared between an individual and a company, the percentage of ownership and possible links will be taken into account to determine whether the definition of a large holder is met.
📢 In addition, real estate interests are accounted for proportionally, avoiding artificial fractioning to avoid regulations.
According to 3cat.cat , negotiations and measures are currently underway in Catalonia to modify legislation related to large property owners. The main recent actions are detailed below:
The Catalan Government and the parliamentary group of the Comuns have agreed to double the Property Transfer Tax (ITP) to 20% for large property owners and for the purchase of entire buildings.
📌 Objective: To raise an additional 200 million euros annually, which will be allocated to social housing policies and to combat real estate speculation .
📌 New ITP tax brackets:
In addition, an increased rate of 20% will be applied to the acquisition of homes by large holders , as well as to the purchase of entire buildings, except for those buildings with up to four homes, provided that the buyer is not a large holder and uses them as a habitual residence for three years following the purchase .
📌 Foment del Treball and the Association of Developers and Builders of Buildings of Catalonia (APCE) have warned that the measures adopted by the Generalitat, such as the increase in the ITP, could increase the price of housing in Catalonia .
📌 Arguments against:
📌 Position of Tenants' Unions:
📌 More and more clients with rented properties from inmogirona.com are reconsidering whether to continue renting them and are seriously considering selling them.
📌 If this is the general impression, then once again politicians will have achieved exactly the opposite of what they intended: reducing supply and raising prices.
Girona is a city that combines historical charm with modern comforts. Nestled between the sea and the mountains, it offers the perfect balance of nature, culture, and high quality of life.
From the Barri Vell, full of history and charming cobblestone streets, to residential areas like Montjuïc or Palau, which provide tranquility and great connections, Girona offers a range of lifestyle options.
Only a short drive from the Costa Brava and with easy access to the Pyrenees, Girona is a paradise for nature lovers, offering hiking, cycling, and watersports.
Girona is home to world-renowned restaurants such as El Celler de Can Roca, a three-Michelin-star restaurant, along with a wide range of local markets and traditional Catalan cuisine.
Events such as Temps de Flors (Flower Festival) and the Temporada Alta International Theatre Festival attract visitors from around the world.
Many expatriates are choosing Girona for its affordable cost of living, pleasant climate, and high quality of life compared to other European cities.
It is an official document used to inform interested parties about the ownership of a property, as well as its charges and encumbrances.
This is a concise summary of the information that appears in the Property Registry on a given property.
The cadastral reference is the official and mandatory identifier of real estate. It consists of an alphanumeric code that is assigned by the Cadastre so that every property must have a single cadastral reference that allows it to be unequivocally located in the cadastral mapping.
It is composed of twenty characters. We can find these examples of cadastral reference structure:
Example 1: 9872023 VH5797S 0001 WX
In this case, of the twenty characters, the first seven identify the farm or plot, the next seven indicate the map sheet where it is located, the next four identify the property within the farm and, finally, the last two They are control characters that allow knowing if the previous eighteen are correct, preventing (or detecting) recording errors.
Example with breakdown of the urban cadastral reference
9872023 VH5797S 0001 WX
- Farm or Plot: 9872023
- Plan sheet: VH5797S
- Property Identification: 0001
- Control characters: WX
Example 2: 13 077 A 018 00039 0000 FP
In this case, the twenty characters correspond to the following: the first two identify the province, the next three the municipality, the next is the character that corresponds to the sector, which indicates the aggregate or zone of parcel concentration (if applicable ), the following three identify the polygon (the municipal area is divided into polygons based on the homogeneity of crops, the existence of geographical accidents, etc.), the following five identify each parcel within the corresponding polygon, the following four characters will allow detecting or identify the existing properties within the plot and, finally, the last two are control characters that fulfill the same task as that indicated in the previous case.
Example with breakdown of the rustic cadastral reference
13 077 A 018 00039 0000 FP
- Province: 13
- Municipality: 077
- Sector: A
- Polygon: 018
- Plot: 00039
- Property ID: 0000
- Control characters: FP
One of the main doubts generated by this new value for taxpayers is whether it is the same cadastral value, that of a lifetime. But these are different concepts. The new reference value is determined by the General Directorate of Cadastre and as we have explained previouslyit is based on the calculation from prices of real estate transactionsthat are made before a notary and depending on the cadastral characteristics of each property. This value will be determined year after year, simultaneously, in all municipalities.
On the other hand, the cadastral value is calculated based on the report of values of the corresponding municipality and the location of the property, the location within the city, age, quality of the construction, reforms or renovations in the building, or the state of conservation. This value is updated by the Budget Law, although not simultaneously or uniformly for all municipalities.
In both cases, the values are objective, that is, both the reference value and the cadastral value will value two dwellings on the same floor of a building, with the same surface area, even if one of them is renovated and with the highest qualities and the other not. That is, these two values do not take into account the circumstances of each property that are made in the home.
IDUFIR means Unique Registry Property Identifier.
CRU contains the initials of Unique Registration Code.
The IDUFIR emerged as an alternative to the cadastral reference, providing more security and guarantees in the unique identification of properties registered in the Land Registry.
Although we can still find the cadastral reference in some documents, for example in purchase deeds prior to the IDUFIR, this quickly became the one used both by notaries and by individuals when requesting, for example, a Simple Informative Note in the Registry.
Later, in 2016, the CRU appeared, an evolution of the IDUFIR that maintained the same characteristics: 14 digits without variation over time, totally different from the cadastral reference.
Currently, given that the CRU has only been in use for a few years, the IDUFIR continues to appear as an identifier in documents such as the IBI, Simple Notes and Registry Certifications.
The easiest way to know the IDUFIR or CRU of a farm of which we do not own, is through a Simple Note.
Entering the virtual cadastre headquartersand entering the address of the property whose CRU you want to know, you will be able get the cadastral reference.
Once you have the address and the cadastral reference, it will be really easy request a Simple Note.
To obtain it, you can call the corresponding Property Registry, go in person to their offices or request it electronically.
The cost does not usually exceed 10 euros and, if you order it online, you can receive it in less than 48 hours depending on the registration.
▶︎ Request your Nota Simple online here (official website)
If what you want is to know the IDUFIR of your property, you can find it on the IBI receipt or, if you bought after 2004-2005, it may appear in the Deed of Sale.
The Geoportal is probably the most advanced tool in terms of locating and identifying farms.
The effort to improve transparency and facilitate access to information, both for professionals and individuals, gave rise to the development of this application.
It wasn't easy. The challenge of linking the information from the Cadastre and the different Property Registries had to be faced.
Once achieved, the result is a portal through which we can consult cartographic information of a farm, know the registry to which it belongs and request the Simple Note of the same, and thus obtain the CRU or IDUFIR.
To access, you just have to enter Geoportal Registradores
The main difference between an appraisal and a real estate valuation lies in their uses and the methodology applied to each:
Real Estate Appraisal:
Real Estate Valuation:
Do you want to know the value of your property because you are selling it or for an inheritance? Contact us. We have advanced tools and conduct valuations by combining all available information from records and listings on real estate portals, along with an in-person assessment, backed by more than 30 years of experience in the sector.
The costs associated with buying and selling a property may vary depending on whether it is a new-build home or a second-hand home. Below are the most common expenses for each case:
| Expense | New-Build | Second-Hand |
|---|---|---|
| VAT/Transfer Tax (ITP) | VAT (21%) | ITP (6-10%) |
| Stamp Duty (AJD) | 0.5%-1.5% | 0.5%-1.5% |
| Notary Fees | Variable | Variable |
| Property Registration | Variable | Variable |
| Administration Fees | Optional | Optional |
| Energy Efficiency Certificate | Included (if applicable) | Included (if applicable) |
📌 It is important to note that the rates for ITP and AJD may vary depending on the autonomous community. It is always advisable to consult a notary, an administration office, or a real estate expert for updated and location-specific information.
The municipal capital gains tax in Girona is calculated based on the increase in the value of the property from the time of its acquisition to its sale. This tax applies to the capital gain generated by the transfer of real estate, such as the sale of a house or land, following a formula established by the city council.
To calculate the capital gains tax, you need to know the following values:
To obtain a precise estimate of the capital gains tax to be paid, it is recommended to:
The decision between a fixed-rate mortgage and a variable-rate mortgage depends on several factors. The best choice for you will vary based on your financial situation, risk profile, and current economic conditions.
What is it? The interest rate remains constant throughout the loan's duration, meaning you will always pay the same monthly installment.
The interest rate fluctuates throughout the mortgage term, usually based on the EURIBOR (Europe’s reference index) or other similar benchmarks. This means your monthly payments can rise or fall depending on market interest rate movements.
🔹 Conclusion: There is no one-size-fits-all answer. The best choice depends on your risk tolerance and financial preferences.
Home staging is a technique used to decorate and prepare properties to make them more attractive to potential buyers. It consists of a series of strategies that enhance the visual and emotional appeal of a property, helping it sell faster and often at a higher price.
The main goal is to present the property in the best possible way so that buyers can imagine themselves living there, increasing its chances of selling. This process does not require major renovations but rather subtle changes, such as:
At ImmoGirona, we will visit your property and recommend the most effective actions to help sell it under the best conditions.
📞 Contact us to find out how we can help you sell your property more efficiently.
Deciding whether to renovate a property before selling it depends on several factors. It is important to carefully assess the type of renovation, its cost, and the current real estate market conditions before making a decision.
If the property requires minor aesthetic renovations, such as painting walls, changing flooring, or updating the kitchen and bathroom, a renovation can significantly enhance the property's appearance and make it more attractive to buyers.
If the property has defects such as humidity issues, cracks, or structural damage, a renovation may be necessary to prevent buyers from being discouraged or requesting a significant price reduction.
The kitchen and bathrooms are two of the most important spaces when selling a property. It is essential to evaluate the cost of a renovation, as if these areas are significantly outdated, it may not be worth the investment.
If the property has poorly utilized spaces, such as a narrow hallway or a room without a clear function, it may be beneficial to provide floor plans or visual renderings to illustrate a potential redistribution of spaces, improving buyer perception.
Before making any decisions, it is essential to calculate the renovation cost and analyze the state of the real estate market.
📞 Contact ImmoGirona, and we will advise you on the best option for your situation.
Yes, as a co -owner of a property, may force you to sell in certain circumstances.
This may happen if there is a judicial division action (in case of disagreement between co -owners).
A judge could order the sale of the property to divide the gains between co -owners.
However, if all co-owners agree not to sell, they cannot force you to sell.
If a co -owner wants to sell, but others do not, maybe an agreement should be negotiated or a legal solution.
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